Evaluate Your Financing Options


A lease is a financing agreement for use of equipment.  A lease is structured to meet your organization's special needs.  To decide if leasing is the best option in your case, you must first understand those needs and ask yourself these questions:

• How does this equipment make your business more competitive?
• What is the most efficient use of your cash flow to pay for this equipment?
• How long will you use the equipment?
• What will your equipment needs be in the future?
  

Obviously, you will want to factor the cost of leasing into your evaluation.  Generally, the cost of leasing is comparable to those of other financing options when looking at the whole transaction.  It is important to point out that leases are not loans.  As a result, their cost are figured differently from those of loans.  Leases take into account that the equipment is worth something at the end of the lease term.  This is called its residual.  Residuals are built into lease pricing, usually making the lease payments lower than a loan payments.  To compare lease products, it is better to compare monthly payments than to try to compare loan interest rates with lease rates.   On a cost-of-capital basis, leasing may be the least expensive option.

We can offer competitive rates for a number of reasons.  With our volume purchasing power - we can secure attractive financing deals and pass along the savings to YOU, the lessee. 

Once you've completed your evaluation and decided to least your equipment, the first step is to select the type of lease that fits your needs.  There are several factors you should consider in determining which is best for you.

• EASY Credit Terms!

• Lease terms up to 60 months with fixed payments

• Seasonal Payment Plans

• Deferred Payment Options

• Purchase or return options at the end of the lease