The Bank Alternative When You Need Results

Equipment Financing & Working Capital, Without the Bank Wait.

Fast, flexible financing for businesses in all 50 states, led by a team with more than 20 years in banking and equipment finance.Fast, flexible financing for businesses in all 50 states.

What do you need funded?

See what we fund
20+ YearsIn equipment finance
FlexibleFinancing solutions built around your business
All 50 StatesIncluding Alaska and Hawaii
ConstructionTrucks and TrailersMedicalManufacturingTechnologyRestaurantAgricultureOffice

What we do

Four ways to fund what your business needs next.

Financing solutions designed around your needs, with the right structure for every transaction.

Semi truck on the highway, financed with equipment financing for a business in the United States

Equipment Financing and Leasing

Get the equipment you need today and pay for it monthly instead of all at once, on a term that matches the working life of the asset.

  • Vehicles, trucks and trailers
  • Construction and manufacturing
  • Medical, technology and office
  • New and used equipment
Talk About Equipment
A small business owner at his counter, a business using working capital

Working Capital

Cash for payroll, inventory, marketing or a seasonal gap. The funds are not tied to one purchase, so they go where the business needs them most.

  • Cash flow gaps
  • Waiting on customer payments
  • Seasonal businesses
  • Hiring or expanding
Talk About Capital
Brick commercial office buildings, commercial real estate financing

Commercial Real Estate

Buy, refinance or expand a commercial property. We review the deal, build the right financing structure and stay with you through underwriting and closing.

  • Buying the building you operate from
  • Investment property purchases
  • Refinancing an existing loan
  • Expansion and improvements
Talk About Property
Equipment manufacturing line, a vendor offering financing through Lease Genie

Vendor Partner Program

Equipment dealers, manufacturers and suppliers offer financing to their own customers through Lease Genie. You refer the deal, we handle it from application to funding, and your team stays focused on selling.

  • No cost and no minimums
  • A branded application link
  • Visibility from application to funding
  • Support for your sales team
Talk About Partnering

Bank vs Lease Genie

The Bank Alternative when YOU need Results!

Traditional BankLease Genie
Approval Time2 to 6+ weeks24 to 72 hours
DocumentationFull financialsLight documentation
CreditStrong requiredFlexible
Time in Business2+ yearsStartup friendly
Down Payment20 to 30%10 to 15%
FocusLowest rateCash flow + growth

Real Deal Example

Cash Flow Breakdown

Equipment
Commercial Truck
Monthly Payment
~$1,900
Typical Monthly Revenue
$7,000 to $10,000
Estimated Net Before Expenses
~$5,100 to $8,100
Net After Payment
~$3,200 to $6,200Positive cash flow

How to Think About This

This is a revenue-generating asset. Focus on whether the equipment produces more than the payment.

Bottom Line

Banks might offer lower rates but slower approvals. Lease Genie provides speed, flexibility, and growth opportunities.

How it works

From first call to funded, and you always know where you stand.

We keep you updated at every stage, so you never have to chase an answer.

  1. 1

    Book a call

    30 minutes on the equipment, the timing and the amount you need.

  2. 2

    Apply securely

    A short credit application plus the supporting documents.

  3. 3

    See your options

    We present what you qualify for and explain what each one costs.

  4. 4

    Sign online

    Accept the terms and sign your documents electronically.

  5. 5

    Get funded

    The vendor is paid and you take delivery.

Example fileLive updates

Equipment Lease

  • Application received
  • Submitted to Underwriting
  • Approved
  • Documents signed
  • Funded
Text from Lease Genie

Your call with David is booked for Tuesday at 10:00 AM Central. Reply STOP to opt out.

We received your application for the excavator and our team is reviewing it today.

Good news: you are approved. Your options are ready to review whenever you are.

Your documents are signed. We are confirming the last details with the vendor.

You are funded. The vendor has been paid and you can take delivery.

An illustration of the updates you receive. Every transaction moves at its own pace.

Pricing

Priced for your transaction, explained before you sign.

Every financing request is unique, so pricing is tailored to the specific transaction. Before moving forward, you'll receive a clear term sheet outlining all rates, fees, and terms, allowing you to make an informed decision with no obligation to proceed.

What sets your payment

  • Personal and business credit
  • Time in business
  • Credit utilization
  • Equipment type and working life
  • Term length and structure
  • Home ownership
Important. All financing is subject to credit review and approval. Rates, terms, payment amounts and approval decisions vary by transaction and are never guaranteed in advance. Lease Genie does not offer debt relief, debt consolidation or debt forgiveness, and does not provide investment products.

Get started

Tell Us What You Need to Finance

Getting started takes less than a minute.

  • 1Tell us about your projectLet us know what you're looking to finance and your ideal timeline.
  • 2We review your requestA financing specialist will review your information and reach out promptly, often within the hour during business hours.
  • 3Review your optionsWe'll present financing solutions tailored to your needs, with clear terms and no obligation to move forward.

Would you rather talk it through? Book a 30 minute call or call (402) 715-5100.

Step 1 of 4

What do you need funded?

Roughly how much do you need?

When do you need it?

Where should David reach you?

Form not showing? Open it in a new tab.

Who we are

More Than a Lender.
A Financing Partner.

Lease Genie helps businesses nationwide turn opportunities into growth by providing access to equipment financing and capital solutions tailored to their needs.

Based in Omaha, Nebraska, and led by President David Craig, a veteran of the banking and equipment finance industries with more than two decades of experience, Lease Genie is built on a simple belief: financing should be a tool for growth, not a roadblock.

Our team works with business owners and decision makers to provide efficient, customized financing solutions that preserve working capital, strengthen cash flow, and support long term success.

Growth doesn't wait. Lease Genie provides the financing solutions, experience, and responsiveness businesses need to move forward with confidence.

Why Businesses Choose Lease Genie

  • Fast, responsive decisions
  • Financing tailored to your business
  • Solutions for startups and established companies
  • Clear communication throughout the process
  • Structures designed to preserve working capital
  • Experienced guidance from application to funding

Questions

Frequently asked questions

What kinds of equipment can be financed?

Vehicles, trucks and trailers, technology, medical, manufacturing, construction and office equipment, among many others. If the equipment helps the business produce revenue, it is usually worth a conversation. Specialized equipment is where experience makes the most difference.

How is my payment or rate decided?

Several factors set the pricing: personal and business credit, time in business, credit utilization, home ownership, the type of equipment and the term. Because those differ for every business, financing is quoted per transaction. You see the numbers before you sign anything.

How quickly does this move?

It depends on the transaction and how quickly the supporting documents come back. Many equipment transactions move in a matter of business days once the application and documents are complete. We will tell you honestly what to expect for your file.

My business is new. Is it worth applying?

Yes. Startups and growing businesses are an important part of our client base. We'll evaluate your opportunity, provide honest feedback, and help you understand the best path forward, along with any factors that could strengthen your financing options.

Do you finance commercial real estate?

Yes. We help businesses and investors buy, refinance or expand commercial property. We review the deal, build the right financing structure and stay with you through the term sheet, underwriting and closing.

Is approval guaranteed?

No. All financing is subject to credit review and approval, and no one should tell you otherwise. What we can promise is a straight answer about your options and a clear explanation of what each one costs.

What does it cost to become a vendor partner?

Nothing. There is no cost and no minimum volume for equipment vendors to join. You get a branded application link, visibility on deal progress from application through funding, and support for your sales team.

Will Lease Genie send me text messages?

Only if you agree to it. When you send your details through our form, you agree to receive text messages from us, including AI assisted messages and marketing material. Agreeing to texts is never a condition of financing, so you can always call, email or book a call instead. Message frequency may vary, message and data rates may apply, and you can reply STOP at any time to opt out or HELP for help.

Do you sell or share my information?

No. We do not sell or rent your personal information, and phone numbers and SMS consent are never shared with third parties for marketing purposes. Full detail is in our Privacy Policy.

The conversation starts with your goals, not a financing product.

Tell us what you're looking to achieve, and we'll help you evaluate the best path forward. A free 30 minute call with a financing partner, with no obligation.

Contact

Talk to a real person about your transaction.

Call during business hours, send an email, or book a time that suits you. We usually reply within the hour during business hours.

HoursMonday to Friday, 8:30 AM to 5:00 PM Central
Areas servedAll 50 states, including Alaska and Hawaii
Lease Genie

Equipment financing, working capital and commercial real estate financing for businesses in all 50 states.

Omaha, Nebraska