The Bank Alternative When You Need Results

Equipment Financing & Working Capital, Without the Bank Wait.

Fast, flexible financing for businesses in all 50 states, from an advisor with 20+ years in equipment finance who works for you, not for one lender.Fast, flexible financing in all 50 states, from an advisor who works for you.

What do you need funded?

See what we fund
20+ YearsIn equipment finance
Many LendersOne advisor working for you
All 50 StatesIncluding Alaska and Hawaii
ConstructionTrucks and TrailersMedicalManufacturingTechnologyRestaurantAgricultureOffice

What we do

Four ways to fund what your business needs next.

You work with an experienced advisor who finds the right structure for the transaction, rather than being limited to one lender's products.

Semi truck on the highway, financed with equipment financing for a business in the United States

Equipment Financing and Leasing

Get the equipment you need today and pay for it monthly instead of all at once, on a term that matches the working life of the asset.

  • Vehicles, trucks and trailers
  • Construction and manufacturing
  • Medical, technology and office
  • New and used equipment
Talk About Equipment
A small business owner at his counter, a business using working capital

Working Capital

Cash for payroll, inventory, marketing or a seasonal gap. The funds are not tied to one purchase, so they go where the business needs them most.

  • Cash flow gaps
  • Waiting on customer payments
  • Seasonal businesses
  • Hiring or expanding
Talk About Capital
Brick commercial office buildings, commercial real estate financing

Commercial Real Estate

Buy, refinance or expand a commercial property. We prequalify the deal, put the package together and place it with a lender that fits, then stay with you through underwriting and closing.

  • Buying the building you operate from
  • Investment property purchases
  • Refinancing an existing loan
  • Expansion and improvements
Talk About Property
Equipment manufacturing line, a vendor offering financing through Lease Genie

Vendor Partner Program

Equipment dealers, manufacturers and suppliers offer financing to their own customers through Lease Genie. You refer the deal, we handle it from application to funding, and your team stays focused on selling.

  • No cost and no minimums
  • A branded application link
  • Visibility from application to funding
  • Support for your sales team
Talk About Partnering

Why an advisor

One lender says yes or no. We go find the yes.

A traditional bankLease Genie
OptionsOne lender's productsMany lenders, one advisor
SpeedWeeks of back and forthOften business days once documents are in
New businessesOften declined without a reasonStartups welcome
UpdatesYou chase the answerTexts and emails at every stage
Your cashLarge down payment tied upMonthly payments that keep cash free

How it works

From first call to funded, and you always know where you stand.

We keep you updated at every stage, so you never have to chase an answer.

  1. 1

    Book a call

    30 minutes on the equipment, the timing and the amount you need.

  2. 2

    Apply securely

    A short credit application plus the supporting documents.

  3. 3

    See your options

    We present what you qualify for and explain what each one costs.

  4. 4

    Sign online

    Accept the terms and sign your documents electronically.

  5. 5

    Get funded

    The vendor is paid and you take delivery.

Example fileLive updates

Equipment Lease

  • Application received
  • Submitted to lenders
  • Approved
  • Documents signed
  • Funded
Text from Lease Genie

Your call with David is booked for Tuesday at 10:00 AM Central. Reply STOP to opt out.

We received your application for the excavator and sent it to our lenders today.

Good news: you are approved. Your options are ready to review whenever you are.

Your documents are signed. We are confirming the last details with the vendor.

You are funded. The vendor has been paid and you can take delivery.

An illustration of the updates you receive. Every transaction moves at its own pace.

Pricing

Priced for your transaction, explained before you sign.

Commercial financing is priced per transaction, not from a price list. You see every number on a term sheet before anything is signed, with no obligation to accept.

What sets your payment

  • Personal and business credit
  • Time in business
  • Credit utilization
  • Equipment type and working life
  • Term length and structure
  • Home ownership
Important. All financing is subject to credit review and approval. Rates, terms, payment amounts and approval decisions vary by transaction and are never guaranteed in advance. Lease Genie does not offer debt relief, debt consolidation or debt forgiveness, and does not provide investment products.

Get started

Tell us what you need funded. We will text you back.

Quicker than a phone call if you are out on a job. Three taps, then how to reach you.

  • 1You tell us what you are funding and when.
  • 2David reviews it and reaches out, usually within the hour.
  • 3You see your options before you commit to anything.

Would you rather talk it through? Book a 30 minute call or call (402) 715-5100.

Step 1 of 4

What do you need funded?

Roughly how much do you need?

When do you need it?

Where should David reach you?

Form not showing? Open it in a new tab.

Who we are

An advisor, not a single lender.

Lease Genie is based in Omaha, Nebraska and serves businesses in all 50 states, from the lower 48 to Alaska and Hawaii. It is led by David Craig, President, who has spent more than 20 years in equipment finance.

We exist to help businesses get the equipment and capital they need to grow without draining cash reserves or waiting on a traditional bank, with personal guidance at every stage.

Based inOmaha, Nebraska
ServingAll 50 states, including Alaska and Hawaii
Led byDavid Craig, President, with 20+ years in equipment finance

Questions

Frequently asked questions

What kinds of equipment can be financed?

Vehicles, trucks and trailers, technology, medical, manufacturing, construction and office equipment, among many others. If the equipment helps the business produce revenue, it is usually worth a conversation. Specialized equipment is where an experienced advisor makes the most difference.

How is my payment or rate decided?

Several factors set the pricing: personal and business credit, time in business, credit utilization, home ownership, the type of equipment and the term. Because those differ for every business, financing is quoted per transaction. You see the numbers before you sign anything.

How quickly does this move?

It depends on the transaction and how quickly the supporting documents come back. Many equipment transactions move in a matter of business days once the application and documents are complete. We will tell you honestly what to expect for your file.

My business is new. Is it worth applying?

Yes. Startups and newer businesses are a regular part of our work, and they are often the transactions a single lender declines without explanation. We will tell you plainly whether there is a path, and what would strengthen the file.

Do you finance commercial real estate?

Yes. We help businesses and investors buy, refinance or expand commercial property. We prequalify the deal, collect the package and place it with a lender that fits, then stay with you through the term sheet, underwriting and closing.

Is approval guaranteed?

No. All financing is subject to credit review and approval, and no one should tell you otherwise. What we can promise is a straight answer about your options and a clear explanation of what each one costs.

What does it cost to become a vendor partner?

Nothing. There is no cost and no minimum volume for equipment vendors to join. You get a branded application link, visibility on deal progress from application through funding, and support for your sales team.

Will Lease Genie send me text messages?

Only if you agree to it. When you send your details through our form, you agree to receive text messages from us, including AI assisted messages and marketing material. Agreeing to texts is never a condition of financing, so you can always call, email or book a call instead. Message frequency may vary, message and data rates may apply, and you can reply STOP at any time to opt out or HELP for help.

Do you sell or share my information?

No. We do not sell or rent your personal information, and phone numbers and SMS consent are never shared with third parties for marketing purposes. Full detail is in our Privacy Policy.

Tell us what you need to buy. We will show you how to fund it.

A free 30 minute call with a financing advisor. No obligation, and a straight answer about your options.

Contact

Talk to a real person about your transaction.

Call during business hours, send an email, or book a time that suits you. We usually reply within the hour during business hours.

HoursMonday to Friday, 8:30 AM to 5:00 PM Central
Areas servedAll 50 states, including Alaska and Hawaii
Lease Genie

Equipment financing, working capital and commercial real estate financing for businesses in all 50 states.

Omaha, Nebraska